Is Your Home Business Legal?Copyright © Roderick Eash
http://www.TheEashSyndicate.comIf you are running a home business you know that there is so much more to
being successful than simply hanging out a shingle advertising your
availability. After all, you know that there are stringent rules and
regulations with respect to the formation of a business, and you do know
that failure to follow these legal guidelines could result in problems of a
variety of kinds – all of them costly. Yet did you know that in spite of
your best efforts to keep all your activities legal, you might still be
breaking some laws?
For example, while you know that you are required by law to observe
important health and safety codes when opening your home beauty salon, did
you know that you need to obtain specific licensure from the state and even
county to do so? Beauticians must be licensed so as to ensure that they are
considered well qualified by the board that oversees this business, and it
makes no difference if you work in a big salon or for yourself as part of
your home business. Make sure you have the licenses you need and display
them as directed.
Another area that many home business owners neglect to peruse is the topic
of insurance. While you most likely carry some homeowner’s insurance, do you
also have insurance for your business? Do not think that your homeowner’s
policy will cover the fall of a customer who visits you as part of your
doing business; as a matter of fact, many policies specifically exclude home
businesses from their home owner coverage. Thus, it is imperative that you
not only read your policy and understand the limitations, but that you also
understand what kind of coverage you will need to protect yourself and your
clients.
Bonding is another tricky question that many home business owners may not
know they need. If you are a notary public, for example, you will require
bonding. The same could be said for any other kind of business that carries
the risk of making grievous errors which could result in extreme legal
consequences. To protect you personal assets from being awarded to someone
in the case of a lawsuit, it is wise to go ahead and be bonded to prevent
any of your own money to become part of a potential judgment.
A rarely considered question of legality crops up when it comes to signage
for your home business. If you live in a covenant controlled community, you
will already be familiar with the fact that not everything is permitted. Yet
the city and county also may have rules and regulations when it comes to the
size, color, and number of signs advertising your home business. Failure to
comply with these rules will result in costly fines and a loss of your
signs!
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